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Housing Wealth
First timers to old timers
ISBN: 186030298X
Author: Dominic Maxwell and Sonia Sodha
Contributors:
Price: £12.95
Publication Date: 29 May 2006
View a sample chapter 'Equity release and personalised advice'.
This book argues that combating the wealth inequalities produced by the growth in home ownership cannot be achieved with subsidies to help people onto the housing ladder. Nor can homeownership alone deliver the benefits associated with mixed communities, such as improved educational outcomes and increased levels of community participation. Rather than providing large subsidies, the government should support people at either end of the lifecycle with policies that encourage ownership of a wider range of assets.
The report also examines the potential of housing wealth to meet needs in retirement, and considers how government might make it easier for pensioners to use equity release products or trade down.
The report makes bold recommendations on how government can:
- support younger households
- reduce benefit disincentives for older people to release wealth from their homes
- improve advice services
- increase the supply of housing suitable for older people
- help older retired people trade down.

Capable Communities
Public Service Reform: The next chapter
In this paper we turn our attention to the role citizens and communities can play in directly producing services, setting out the challenges that lie ahead, and identifying the questions our research will seek to answer over the coming months.
The English Question
ippr surveys MPs

ippr has conducted a survey of MPs to find out if they think that England is losing out as a result of these changes, as many people have claimed.
You Can’t Put Me In A Box
Super-diversity and the end of identity politics in Britain

This paper attempts to map out just how diverse Britain is, both in terms of who lives in Britain and how they identify themselves.